Frequently asked questions

Q: How is take-home (net profit) calculated?

We take the expected profit you enter (for example $8,000), apply each firm's profit split (such as 80% or 90%), then factor in withdrawal-channel fees (for example Rise or crypto payout deductions) to estimate what actually lands in your account.

Q: Are there extra hidden fees on withdrawal, such as crypto or bank-wire charges?

Most firms support free withdrawals via crypto (USDT) or Rise, but some bank wires are charged $25–$50 by intermediary banks. Our ranking cards list the payout channels each firm supports.

Q: How is the first payout period different from later payouts?

Most prop firms require a 14–30 day wait before the first withdrawal after you get funded, then switch to bi-weekly (14 days) or weekly payouts. Some top firms sell a 5-day first-payout add-on.

Q: Why does the same $10k profit pay out so differently across firms?

It depends on the starting split (often 70%–90%), whether there is a payout cap, and whether the firm refunds the challenge fee on the first payout.

Q: What is a consistency rule, and why can it block a payout?

Some firms cap any single day's profit at 30%–50% of total profit to stop lottery-style betting. Breaking that rule can mean a denied withdrawal or an account reset.

Q: Do all prop firms allow news trading and overnight holds?

No. Some firms ban opening or closing around high-impact news (NFP, CPI) for 2–5 minutes, or ban weekend holding. Check the tags on each firm page.

Q: Are Phase 1/2 evaluation rules the same as the funded account?

Evaluations usually have drawdown limits and no payouts. Funded accounts add the profit split, and some firms switch to a stricter trailing drawdown.

Question 1

What does the safety status on this site mean?

Answer

We review operating history, regulatory posture, public payout records, and community reports of delays (Reddit/Trustpilot), then mark firms Active, Warning, or Defunct.

Question 2

If a prop firm delays payouts or shuts down, is PropFXLab liable?

Answer

PropFXLab is an independent comparison and calculator site. We do not hold trader funds. We recommend established firms such as FTMO and FundedNext with a longer operating record.

Question 3

Can I still buy a challenge from a Boneyard / closed firm?

Answer

No. Firms marked Defunct or Suspended have a serious risk of unpaid payouts or shutdown. Check the Boneyard list before you buy an evaluation.

Question 4

Does a PropFXLab promo code change my profit split?

Answer

No. Codes only discount the challenge fee (typically 5%–15%) or add a free retry. They do not change the split.

Question 5

How often is your data updated?

Answer

Our scrape plus a human review audits firm rules, promo codes, and payout channels twice a week.