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Topstep

Topstep LLC · Founded 2012-01-01 · Chicago, United States

Website

Min. Funding

$50,000.00

Max. Initial Funding

$150,000.00

Default Split

90% / 10%

Payout Cycle

On demand, first payout after 5 days

Platform Withholding Tax

0%

Min. Payout

$125.00

Scaling Cap

$300,000.00

Traders can request a payout after accumulating 5 active trading days since their last payout or account creation.

Withdrawal Channels

Supported payout methods, limits and processing times for this firm.

Rise

E-Wallet

Min.
$125.00
Max.
No max
Processing
1–2 business days
Fee
No fee

Bank Transfer

Bank Wire

Min.
$500.00
Max.
No max
Processing
1–3 business days
Fee
No fee

Crypto / USDT

Crypto

Min.
$125.00
Max.
No max
Processing
1–2 business days
Fee
No fee

Crypto rails typically settle as USDT.

Pros & Cons

Pros

  • Keep 100% of your first $10,000 in profits
  • Industry-leading reputation and longevity
  • Fast payout processing within 24 hours

Cons

  • Strict daily loss limits and trailing drawdown rules
  • Futures trading only (no Forex or CFDs)

Payout Calculator

Choose the firm and split tier, enter your challenge amount and expected profit to preview your take-home payout.

Current firm

Topstep

Estimated take-home

$8,000.00

About 5.33% of the challenge amount

Other platform deduction
$0.00
Trader share (100%)
$8,000.00
Firm retains
$0.00
Platform withholding tax
$0.00
Payment processor fee
$0.00
Withdrawal fee
$0.00

Rules & Restrictions to Watch

All accounts trade simulated capital, and rules can change without notice. Always confirm the current terms directly on the firm's official website before purchasing or requesting a withdrawal.

  • Violating the Maximum Drawdown limit will result in account suspension.
  • Payouts are paused if there is an active dispute or pending compliance review.
  • Holding positions over the weekend or trading during prohibited news events on certain programs can lead to a breach.

Frequently Asked Questions

How does the Topstep payout policy work?

Topstep allows traders to request payouts once they have accumulated 5 active trading days of at least $100 in profit per day since their last payout. The first $10,000 of profits is 100% yours, and any profits beyond that are split 90/10 in your favor.

What is the minimum payout amount for Topstep?

The minimum payout amount for Topstep is $125 when using digital methods like Rise or Crypto. For bank wire transfers, the minimum payout is typically $500.

How does the Topstep trailing drawdown work?

Topstep utilizes a Maximum Drawdown that trails your highest account balance (calculated at the end of the trading day). If your account balance drops below this trailing minimum, your account will be breached.

What happens if I breach a rule during a payout request?

If you breach a rule, such as the Daily Loss Limit or Maximum Drawdown, your account will be closed. Any pending payout requests may be forfeited depending on the compliance review of your trading history.

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